401(K) & Group Benefits
Your Benchmark Review Starts Here.
Most retirement and benefits plans weren’t strategically designed – they evolved. We help CFOs and HR leaders find what’s costing them and what’s possible.
Why This Matters
Without a periodic independent review, most companies are unknowingly carrying hidden costs and structural gaps that erode both plan performance and employee outcomes.
Higher-than-necessary fees
Eroding plan performance silently over time
Outdated investment options
Not aligned with current market or participant needs
Limited flexibility in PEO structures
Locked into bundled offerings with little customization
Missed plan design opportunities
Match structures, auto-enrollment, profit sharing
Fiduciary exposure
Undocumented decisions create compliance liability
Lack of employee engagement
Low participation erodes plan value and outcomes
What We Review
Fee Benchmarking
Cost comparison against similar plan sizes
Investment Lineup
Fund selection
& performance analysis
Plan Design
Participation rates
& match structures
Fiduciary Oversight
Compliance documentation
& risk review
PEO vs. Standalone
Total cost & structural
assessment
What You Receive
Benchmark Analysis
→ Side-by-side fee comparison
→ Benchmarked to peer companies
→ Real dollar impact quantified
Cost Impact Summary
→ Plan design gap analysis
→ Investment lineup review
→ Fiduciary risk scorecard
Action Plan
→ Prioritized, specific next steps
→ Presented to your leadership
→ No pressure, no commitment
Our Simple Process
Intro Call
15-minute discussion about your current plan and goals
Analysis
We conduct a thorough in-depth review of your documents
Recommendations
Clear, actionable output delivered to your
team
Get Started Today
Request Your Complimentary 401(k) & Benefits Benchmark Review
Helping CFOs and HR leaders make more informed decisions around retirement plans and group benefits — with no cost and no obligation.
- Adam@mosaicfinancialadvisers.com
- (214) 612-0521