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Home Protection During Cold Weather
Pipe Coverings: Preventing frozen pipes is crucial for mitigating potential damage and avoiding costly insurance claims during the colder months. To safeguard your property, start by insulating exposed pipes in unheated areas, such as...
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Why Are Investors So Fearful?
If you're a fan of Warren Buffett, you'll recognize this quote: "Be fearful when others are greedy and greedy when others are fearful." In recent weeks, the investing outlook has become a bit murky, which has led some people to let...
Read MoreDon't Turn Off The Football Game
It’s football season. School is back in session, the days are getting shorter, and the weather is starting to turn. If you sit down to watch your alma mater play, your “to-do” list may grow. Your car may only have...
Read MoreAugust Is Make a Will Month
August is Make a Will Month, a time dedicated to strategizing for the future. You may have seen in the news that Aretha Franklin's loved ones are still caught in a legal battle due to the existence of multiple wills. The lesson from...
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Why August Can Be a Volatile Month
Why is August a volatile month? One simple reason: many people are on vacation. And when people are out of the office, the financial markets often see less trading, which can cause big price swings following news events. The Fitch...
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Now That the Debt Ceiling is Over, What's Next?
Now that the debt ceiling negotiations are behind us and President Biden has signed the measure, what will Wall Street's wandering eye focus on next?Inflation? Interest rates? Recession? Artificial intelligence?More than likely,...
Read MoreThe Latest Social Security Predictions
Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...
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Fed Chair Powell Can't Keep a Secret
Jerome Powell would be terrible to have in your book club. He would always reveal how the book would end.When the Fed Chair spoke following the Fed meeting in February, he said, “we’re in the early stages of...
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Is the Bear Market Over?
"Is the bear market over?"That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."But people are quick to remind me that stocks are off to a good start in 2023,...
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Oil Prices Make a Round Trip in 2022
The financial markets are complex systems. They can move from one event to the next so quickly that it's hard to know what’s driving prices. For example, look at the roundtrip oil prices in the chart below.Oil prices surged to...
Read MoreOutlook 2023: CEOs Are Cautious
It appears that America’s corporate leaders are preparing for the worst while hoping for the best. Almost half of S&P 500 CEOs in second-quarter conference calls pointed to “recession” as a potential headwind in 2023.
Read MoreAhead of the Midterms 2022
The midterm elections are underway. In many states, ballots have been delivered and, in several cases, already returned by Americans exercising one of the most sacred of their Constitutional rights.Election Day is always the Tuesday...
Read MoreImportant Details on Student Loan Relief
The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points toknow.Pell vs. non-Pell: Loan...
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Getting a Head Start on College Savings
The U.S. Department of Agriculture estimates the cost of raising a child to the age of 17 for a middle-income family will be about $285,000. That's approaching the median value of a new home in the U.S. If you want to add the cost of...
Read MoreSECURE 2.0 Legislation update
The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...
Read MoreMedicare workshop dates announced!
Registration page coming soon - complimentary drinks and snacks included. You are welcome to invite a friend!Wednesday, August 24th - 12221 Merit Drive, Ste. 1015Dallas, TX 752516pm-7:30pmSaturday, August 27th -...
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"Unretiring" To Stay in the Game
Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away! These athletes thought they were ready for retirement but...
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Keeping it in Perspective
It’s easy to get excited reading the news. With all of the storm and stress of the last few years, it’s only natural to react to each ping of our phone’s news apps with a deep sigh and a cynical “what now?”...
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Warren Buffet on Volatility
If you’re concerned about today’s market volatility, you might take some comfort from one of my favorite quotes by Warren Buffett.
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Healthcare Costs in Retirement
In a 2021 survey, 32% of all workers reported they were either “not too” or “not at all” confident that they would have enough money to pay for their medical expenses in retirement.
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Financial Advice for Everyone
Navigate the World of Finance No Matter Your Net Worth with Mosaic Financial Advisers There is a common misconception that only ultra-high net worth individuals should have a financial adviser. Making money off your hard-earned money...
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